Real estate financing in Dubai

Own your dream home in Dubai

مرحبا بكم في

Profitiere von erstklassigen Finanzierungsoptionen für Off-Plan- und Sekundärmarktimmobilien in Dubai – egal, ob Du vor Ort oder in Deinem Heimatland lebst.

Financing for expats

Unser erfahrenes Partnerteam von Hypothekenberatern begleitet Dich durch den gesamten Prozess: Von der ersten Beratung bis zur finalen Finanzierung. Wir sorgen dafür, dass Dein Vorhaben reibungslos und stressfrei verläuft. Wir verstehen, dass jede Hypothek einzigartig ist. Egal, ob Du zum ersten Mal kaufst oder ein erfahrener Investor bist – wir hören Dir zu und bieten die passenden Lösungen. Mit uns an Deiner Seite profitierst Du nicht nur von umfassender Hypothekenberatung, sondern auch von engagierter Unterstützung bei jedem Schritt. Wir helfen Dir, verschiedene Finanzierungsoptionen zu erkunden, unterstützen Dich bei Vorabgenehmigungen und führen Dich sicher durch alle rechtlichen und dokumentarischen Anforderungen.

As a UAE resident with an Emirates ID, we offer financing up to 80% of the property value. Non-resident investors can secure financing for 50-60% through our partners.

How does financing work?

1. Non-binding consultation appointment

Request a free consultation appointment with us.

2. Needs analysis

We will clarify your investment requirements and request the necessary documents from you.

3. Bank inquiries

We contact the appropriate banks and obtain corresponding offers, which we share with you and discuss together.

4. Selection of the bank

Together we select the appropriate bank with the best terms and get pre-approval for the approved amount (between 50-60 % of the property cost).

5. Real estate search

You can choose either an existing property or an off-plan property that has been handed over, with 50% of the installments paid and 50% completed.

6. Valuation

The bank will send its valuation team to assess the property you have chosen and prepare an appraisal.

7. Final offer

The bank uses the value from the appraisal as a basis to prepare a final offer for you.

8. Payout

Once the documents are signed, the financing will be disbursed to you.

Specialized mortgage service

for investors residing in their home country

We partner with specialized financing institutions to provide tailored mortgage services for international investors interested in buying property in Dubai and the UAE. Our extensive experience in the UAE market enables us to assist non-residents in financing their dream properties. We offer a range of financing options and support with legal and documentation requirements, ensuring a stress-free and simplified property purchase process.

Through our comprehensive and personalized advice, we help you make informed decisions to secure your property in Dubai and the dynamic UAE market. Contact us for more information and discover how to choose a home that serves as a source of financial freedom.

Release Capital

Taking out a mortgage on existing real estate

Are you dreaming of renovating your home, consolidating debt, or financing a new property in Dubai and UAE ?

Mit unserem Eigenkapitalfreisetzungsservice kannst Du das Potenzial Deines Eigenheims voll ausschöpfen. Von der Auswahl der Freisetzungsoptionen bis zur Klärung rechtlicher und dokumentarischer Anforderungen, mit dem Ziel, Dir einen rundum sorgenfreien Ablauf zu ermöglichen.

Use your equity wisely to achieve your financial goals.

Off-plan real estate financing

Financing options become available once the building reaches 50% completion

Now you can finance off-plan properties and properties under construction! Our team of experts is here to help you secure financing for your future home.

We provide tailored advice to help you navigate the complexities of financing unfinished properties. Whether you're looking to invest in a new development or purchase an off-plan property, we will guide you through every step—from selecting suitable financing options to negotiating advantageous terms.

Requirements: At least 50% of the purchase price must be paid, and the property should be 50% completed.

FAQs

Explore our FAQs to gain insights into the real estate market, financing options, and property ownership in Dubai.

What are the steps to buying a property in Dubai?

Contact a real estate agent:Contact a qualified real estate agent to help you find suitable properties.
Payment of a reservation fee:Once you have found a property, you will need to pay a reservation fee to secure the property.
Signing of the purchase contract:After the reservation fee, you will have to sign a sales contract that sets out the terms of the sale.
Transfer of ownership:Finally, the transfer of ownership takes place at the land registry.

Can I own a property in Dubai as a foreigner?

Yes, as a foreigner you can own real estate in Dubai. However, there are certain regulations and restrictions that must be observed. It is advisable to consult with one of our tax experts before buying.

What are the costs of buying real estate in Dubai?

When buying real estate in Dubai, there are various costs involved, including the purchase price payment, land registry fees, brokerage commission and transaction fees. It is important to know all costs in advance and plan them into your budget.

Can I get a mortgage to buy property in Dubai?

Yes, it is possible to get a mortgage to buy real estate in Dubai. Together with our financing partners, we will find the optimal solution for you. Let us advise you.

What are the typical annual maintenance costs for residential and commercial properties in Dubai?

Annual maintenance costs for properties in Dubai can vary significantly based on location, size, and type. Common expenses include community fees, maintenance charges, and insurance costs. When budgeting for your property, it's crucial to consider these costs to avoid any surprises later.